Straight answers on payments & POS.
No jargon, no sales pitch — just how card fees, Interac and merchant statements actually work, so you can spot what you’re overpaying.
How to lower your credit card processing fees in Ontario
Where the money actually goes on every card sale, and seven concrete ways an Ontario small business can pay less without switching banks.
Read the guide →Interac vs credit-card fees, explained
Canadian debit and credit are priced completely differently. Here's why Interac is usually cheaper, and how blended pricing quietly erases the difference.
Read the guide →How to read your merchant statement (and spot junk fees)
A section-by-section walkthrough of a merchant statement, how to compute your real effective rate, and the line items worth challenging.
Read the guide →What is a junk fee on a merchant account?
PCI fees, statement fees, monthly minimums, batch fees — a field guide to the padding on a merchant account and what's actually negotiable.
Read the guide →Flat-rate vs interchange-plus pricing for small business
The two main ways processors price your account, the real trade-offs, and which one tends to win for a typical small business.
Read the guide →