Serving the Greater Toronto Area & Durham Region
Payment processing & point of sale

Stop overpaying to get paid.

Transparent card processing and built-in point-of-sale software for local businesses — a lower rate, no junk fees, and dedicated human support.

No junk fees or hidden line items
No lock-in contracts
In-person setup across the GTA
A local business owner taking a tap card payment at a salon counter
Your rate with Surge2.5% + 15¢ · save 0.4% every sale
Accepted payment methods
TapChip & swipeApple PayGoogle PayInteracVisaMastercard
The fee reality check

How much are card fees really costing your business?

Most owners have never seen their effective rate written down. Set your monthly volume and average sale, and see the number for yourself.

Your exact quote is confirmed from your real statement on a free 15-minute call.

Estimate your annual savings
$20,000
$2k$150k
$25
$5$200

That is about 800 transactions a month.

Typical processor (2.9% + 30¢)$9,840 / yr
Surge (2.5% + 15¢)$7,440 / yr
Your annual savings$2,400

About $200 back in your pocket every month.

Show me my exact savings — book a free call

Estimate only. Compares a common 2.9% + $0.30 per-transaction rate against Surge pricing of 2.5% + $0.15 per transaction. Your exact savings are confirmed on the call.

Why Surge

Why business owners switch to Surge

Three things the large processors structurally can't provide.

A lower, honest rate

One clear rate, below the major processors. No statement-fee maze, no surprise line items — you keep more of every sale.

Real local support

Based in the GTA. We set up your terminal in person and answer the phone directly — a person, not a ticket queue.

Software included

Point of sale, sales reporting, and inventory insights — built into your processing, not a costly monthly add-on.

Industries served

Built for businesses like yours

From the counter to the chair, Surge runs real-world businesses across the GTA.

A customer paying at the counter of a local coffee shop
Cafes & coffee shops
Fast lines, quick taps, morning-rush ready.
A stylist taking a mobile payment at a salon front desk
Salons & spas
Appointments, tips, and split payments made simple.
A customer tapping a phone to pay at a checkout terminal
Retail & service counters
Inventory and receipts on the device you already own.
Point of sale

A point-of-sale system included with your payments

Ring up sales, split tender, and process refunds
Track inventory and reorder with confidence
Print or email receipts — no separate POS bill
Explore the point of sale →
A card terminal printing a paper receipt

See how much you're overpaying.

A free 15-minute consultation, a clear quote, and the exact dollar amount you'd save by switching to Surge.

Book my free savings call