Now onboarding GTA & Durham businessesSee what you're overpaying →

Payment processing & point of sale

Stop overpaying to get paid.

Hidden rates and junk monthly fees, gone. Surge is the all-in-one payment solution for local business — transparent card payment processing and built-in point-of-sale software, at a lower rate, with a real person who answers the phone.

No junk feesNo lock-in contractsNo call-center maze
A local business owner taking a tap card payment at a salon counter
You save
0.4% + 15¢
on every sale

Accepts every way they want to pay

TapChip & swipeApple PayGoogle PayInteracVisaMastercard
The fee reality check

How much are card fees really costing you?

Drag the sliders. Most owners are not ready for the number.

$20,000
$2k$150k
$25
$5$200

That is about 800 transactions a month.

What you pay now
2.9% + $0.30 / sale
$9,840
in fees / year
With Surge
2.5% + $0.15 / sale
$7,440
in fees / year
Your savings with Surge
about $200 back in your pocket every month
$2,400
saved / year
Show me my exact savings — book a free call

Estimate only. Compares a common 2.9% + $0.30 per-transaction rate against Surge pricing of 2.5% + $0.15 per transaction. Your exact savings are confirmed on the call.

Why Surge

Why owners switch to Surge

Three things the big processors structurally can't give you.

$

A lower, honest rate

One clear rate, less than the big guys. No statement-fee maze, no surprise line items — you keep more of every sale you fight for.

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Real local support

Based in the GTA. We set up your terminal in person and pick up the phone — you talk to a human, not a ticket queue.

+

Software included

Point of sale, sales reports, and insights on what to reorder and when — built in, not a costly monthly add-on.

Who it's for

Built for businesses like yours

From the counter to the chair, Surge runs the real-world spots across the GTA.

A customer paying at the counter of a local coffee shop
Cafes & coffee shops
A stylist taking a mobile payment at a salon front desk
Salons & spas
A customer tapping a phone to pay at a checkout terminal
Retail & service counters
Point of sale

A point-of-sale system included with your payments

Ring up sales, split tender, run refunds, track inventory, and print or email receipts — all in one place, on the device you already have. No separate POS bill.

Explore the POS
A card terminal printing a paper receipt

See how much you're overpaying

A free 15-minute call, a clear quote, and the exact dollar amount you'd save by switching to Surge. No pressure, no jargon.